A few months ago, my bakery in El Paso got hit when a supplier delivered half our ingredients wrong. Rent was due, shelves were empty, and panic was real. I ended up looking for a personal loan that wouldn’t bury me in paperwork or hidden fees. Came across Loan for home repairs —they were surprisingly straightforward, which was a relief. Got enough to cover essentials and keep the doors open while sorting the mess. Definitely read all the terms carefully, though; small mistakes can get pricey.